Manufacturers tie up cash in raw materials, work-in-progress and net-60 invoices. Rainstar Capital Group unlocks that capital so you can take on bigger orders and modernize your floor.
Manufacturing is capital-intensive at every stage. You buy raw materials weeks before production, run equipment that can cost six or seven figures, and then wait 30, 60 or 90 days for customers to pay. Growth makes the squeeze worse: a big new contract means buying more material and adding shifts long before the first invoice is paid.
Financing built for manufacturers turns the assets you already have, your equipment, inventory and receivables, into working capital. It also funds the automation, CNC machines and facility upgrades that improve margins and keep you competitive.
We work with contract manufacturers, job shops, OEM suppliers, food and beverage producers, plastics, metal and electronics fabricators across the industrial spectrum.
Manufacturers build the things that keep this country running, and we're proud to back them. Too many shops have their cash locked up in raw materials, WIP and net-60 invoices, and our financing turns those assets into working capital so you can say yes to the next big PO.
Every manufacturing business hits cash-flow pressure points. Here is how lines of credit and the right loan structures turn each one into an opportunity.
Cash leaves when you buy materials and doesn't return until customers pay, often months later.
How financing solves itInvoice factoring and accounts receivable financing advance cash against outstanding invoices, often within a day or two.
CNC machines, presses, robotics and production lines are major purchases that wear out or become obsolete.
How financing solves itEquipment financing and leasing let you upgrade without draining reserves, often with payments matched to the asset's productive life.
Steel, resin, aluminum and component prices rise suddenly and suppliers want payment up front.
How financing solves itInventory financing and lines of credit let you lock in pricing and buy ahead when it makes sense.
Winning a major contract can be the riskiest moment for a manufacturer's cash position.
How financing solves itPurchase order financing and asset-based lending scale with the order so you can say yes to growth.
Running out of floor space, power capacity or loading docks caps output.
How financing solves itCommercial real estate and SBA 504 loans fund purchase, expansion or construction of industrial facilities.
A key machine failure stops production and puts delivery commitments at risk.
How financing solves itA standby line of credit gives you immediate funds for repairs and rush parts.
From commercial real estate and equipment to inventory, factoring and business lines of credit, we match manufacturing owners with the product that fits the need.
Finance new or used CNC machines, presses, forklifts, robotics and complete production lines.
Sell or borrow against B2B invoices to get paid in days instead of waiting 30 to 90 days.
A revolving facility secured by receivables, inventory and equipment that grows as your business grows.
Fund raw materials, components and finished goods so you never miss a production run.
Flexible capital for payroll, overtime, repairs and short-term gaps.
Buy, build or refinance plants, warehouses and industrial flex space.
Long-term government-backed financing for equipment, facilities, acquisitions and refinancing.
Pay suppliers to fulfill large confirmed orders, then repay when your customer pays.
A short application and a few recent bank statements are usually enough to start.
We shop your request across our lender network and walk you through the terms side by side.
Choose the offer that fits and put the capital to work in your manufacturing business.
Yes. Many lenders finance used and refurbished machinery, typically based on an appraisal or the dealer's invoice.
With factoring you sell invoices to a factor, who often collects from your customer. With AR financing you borrow against invoices and keep collecting them yourself. We'll help you pick the right fit.
Not necessarily. Asset-based options weigh the quality of your receivables, inventory and equipment heavily, not just your credit score.
Yes. Asset-based lines and purchase order financing are designed to grow alongside your order book.
Practical articles for manufacturing owners on cash flow, equipment, real estate and growth capital.
Tell us what you're working toward. We'll compare lenders and products and show you options that fit.
Checking your options won't affect your credit score. All financing is subject to lender approval.
