Rainstar Capital Group Financing Programs

Rainstar Capital Group has developed a robust Debt Advisory platform with over 250 registered lenders. While we have banks on our platform the majority of our lenders are non bank lenders which allows us to be more creative when completing transactions for our clients. Please note that we do not provide equity for businesses or commercial real estate as an advisory service. Watch this presentation to learn a little more about our Nationwide Lending Platform:


Rainstar Capital group's Ultimate Lending Guide

Rainstar Capital Group has developed a digital magazine called, "Rainstar Capital Group Ultimate Lending Guide." Our lending guide is a great tool for partners and clients to be able to learn about all the different lending programs Rainstar has to provide clients financing solutions. Please note to make the magazine full screen for best viewing click on the square icon on the bottom right. Click through the magazine to learn about our 250 lender programs:

Call us Today! (616) 953-6036


The working capital blueprint

Rainstar Capital Group has designed a specific process called “The Working Capital Blueprint” that walks a client through understanding the financing products that are available to their type of business based on years in business, industry the businesses is in, revenues, credit score and other factors. Please review the industry specific blueprints below to understand what products your business qualifies for:

The Unlock Growth blueprint

Rainstar Capital Group has built a unique lender platform of 250 registered lenders that finance clients that have commercial real estate, corporate finance, equipment and working capital needs. When a B2B client has tapped out their existing revolver or financing solution from a bank, how can the client access capital to grow their business?

Enter Rainstar Capital Group's "Unlock (Transaction Equity) Growth Blueprint" that shows the client how to access fintech financing products, inventory lines of credit, purchase order, accounts receivables and work in progress/production financing! Review the Blueprint to learn more:

CLICK to enlarge and download

CLICK to enlarge and download

CLICK to enlarge and download

CLICK to enlarge and download

 

Industry specific working capital blueprints

To learn more about the “Working Capital Blueprint” that specifically fits your industry/type of business click on the blueprint to enlarge and speak with one of our Managing Director’s today so we can show you how our lending platform of 250+ lenders provides financing products to companies like yours!

CLICK on each Working Capital Blueprint to ENLARGE:

Distribution Companies - Click to Enlarge

Distribution Companies - Click to Enlarge

Logistics Firms - Click to Enlarge

Logistics Firms - Click to Enlarge

Subcontractors - Click to Enlarge

Subcontractors - Click to Enlarge

Gyms - Click to Enlarge

Gyms - Click to Enlarge

Fix & Flip Investors - Click to Enlarge

Fix & Flip Investors - Click to Enlarge

E-Commerce Firms - Click to Enlarge

E-Commerce Firms - Click to Enlarge

Assisted Living Facilities - Click to Enlarge

Assisted Living Facilities - Click to Enlarge

Wholesale Firms - Click to Enlarge

Wholesale Firms - Click to Enlarge

Manufacturing Firms - Click to Enlarge

Manufacturing Firms - Click to Enlarge

Trucking & Transportation Firms - Click to Enlarge

Trucking & Transportation Firms - Click to Enlarge

Maritime Firms - Click to Enlarge

Maritime Firms - Click to Enlarge

Staffing Firms - Click to Enlarge

Staffing Firms - Click to Enlarge

Restaurants - Click to Enlarge

Restaurants - Click to Enlarge

General Contractors - Click to Enlarge

General Contractors - Click to Enlarge

Real Estate, Property Management, or Brokerage Firms - Click to Enlarge

Real Estate, Property Management, or Brokerage Firms - Click to Enlarge

Packaging Firms - Click to Enlarge

Packaging Firms - Click to Enlarge

Software Firms - Click to Enlarge

Software Firms - Click to Enlarge

Hospitality - Click to Enlarge

Hospitality - Click to Enlarge

Gas Stations - Click to Enlarge

Gas Stations - Click to Enlarge

Commercial Real Estate Investors - Click to Enlarge

Commercial Real Estate Investors - Click to Enlarge


TYPES OF FINANCING NOT PROVIDED AND FLAGSHIP PROGRAMS

Please note that there are certain types of transactions that we do not have debt solutions for. Please watch the video to learn what those deals are. Also review some of our flagship programs in the video below. 

 

Types of Financing

We provide a host of different debt financing solutions for our clients from our platform of over 250 registered lenders. Please click below on the type of financing need that you currently have to learn more:

 
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Items Needed for Underwriting

Please first choose which product you desire to apply for. Then work with your Managing Director to fill out required application/ supporting documents per the list below. Once you have completed filling out the applications please upload them to Rainstar using the submission form near the top of this page.

 COMMERCIAL REAL ESTATE, SBA, FIX N FLIP

  • Signed app (1003 for fix n flip)

  • Credit report

  • Purchase agreement (if purchase)

  • Tax assessment (if refinance)

  • 6 months business bank statements

  • Borrower authorization

  • Asset documents (checking/savings, retirement accounts)

  • Income documents: (last 2 years biz and personal tax returns, previous year P&L and Balance sheet, YTD P&L and balance sheet)

  • Schedule of real estate owned (Fix n Flip)

  • Personal financial statement (CRE)

  • Schedule of work to be complete (Fix & Flip)

*Other documents may be requested depending upon amount neededg


 EQUIPMENT FUNDING

  • Signed application

  • Credit report

  • 6 months business bank statements

  • Quote/invoice

  • Equipment list (currently owned)

  • Debt schedule

*Other documents may be requested depending upon amount needed


BIZ LINE OF CREDIT & BIZ TERM LOAN

  • Signed application

  • Credit report

  • AR Aging Report

  • 2 years biz and personal tax returns

  • YTD P&L and Balance Sheet; Previous year’s balance sheet

  • 6 months business bank statements

  • Debt schedule

*Other documents may be requested depending upon amount needed


A/R (FACTORING)

  • Signed application

  • Credit report

  • A/R & A/P Aging report

  • Debt schedule

  • Articles of Incorporation

  • Previous 2 years biz tax returns and YTD P&L/Balance Sheet

*Other documents may be requested depending upon amount needed


 PURCHASE ORDER (PO) FUNDING

  • Signed application

  • Credit report

  • Articles of incorporation

  • Purchase order(s)

  • Pro-forma invoice from vendor

*Other documents may be requested depending upon amount needed


Frequently asked questions

For borrowers seeking commercial financing the process can be at times confusing. Our team here at Rainstar Capital Group is dedicated to providing our clients the education on our robust lending platform. With programs covering commercial real estate, corporate finance, small business and equipment financing questions can arise on different programs and solutions. Please speak to your Managing Director to answer specific questions but we developed this frequently asked questions section to address many of the common questions we get here at Rainstar Capital Group:

 

 

If you have financing needs and need advisory or consulting for navigating the capital markets please feel free to contact us below:

 

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