Luxury & Hard Asset Based Lending programs

From Rainstar Capital Group

Rainstar Capital Group has developed a lending platform that provides liquidity against the hard assets. Our collateral based lenders underwrite the appraised value of the asset and then lend against the forced liquidation. Some of our lenders will not underwrite income or credit for these programs. The lender typically will store the hard asset in their fully insured and protected 3rd party secure facility. The types of assets our lenders lend against:

  1. Luxury Yachts

  2. Luxury Airplanes

  3. Luxury Cars

  4. Artwork

  5. Gems

  6. Jewelry

  7. Collectables

  8. Motorcycles

  9. Gold

  10. RV's

Watch our presentations on the different types of Hard Asset Financing available:

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TYPES OF LENDER PROGRAMS*:

* Rainstar Capital Group makes no claim as to the accuracy of these lender programs as the direct lenders and fund managers that work with Rainstar Capital Group, at times change their underwriting criteria and their loan matrices. To the best of it's ability, Rainstar Capital Group updates these lender profiles based on info provided by the lenders. By applying for any program, the client acknowledges that the programs, interest rates, LTV's, etc. are subject to change based upon the lender's underwriting criteria.

LENDER #1

Lender Description: Lender is a nationwide alternative lender providing business and personal short-term loans within hours. 
Geographic lending areas: Nationwide
Loan Products: Short Term Loans
Loan Sizes: 5k – 10M
Required Credit Scores: None
Required Revenues: Minimum
Min to Max Rates: 12%+
Other Information: Lender lends within 24 hours after appraiser appraises the asset. Lender lends against forced liquidation value. 
 

LENDER #2

Lender Description: Lender is the leading online platform for luxury asset lending. Lending is fast, private and smart.
Geographic lending areas: All 50 states
Loan Products: Term Loan
Loan Sizes: 10k – 10M
Required Credit Scores: No Credit
Required Revenues: Not required
Min to Max Rates: 12%+
Other Information: Assets Accepted Fine art & antiques, luxury & classic cars, jewelry, luxury watches, fine wine and memorabilia.
 

LENDER #3

Lender Description: Hard asset lender focused on luxury items like luxury cars, diamonds, gems, yachts, airplanes, etc.
Geographic lending areas: All 50 states
Loan Products: Term Loan
Loan Sizes: 1M below
Required Credit Scores: No Credits
Required Revenues: Not checked
Min to Max Rates: 12%+
Other Information: Lender was formed out of the growing needs of individuals and business owners who needed safe & reliable, discreet and most importantly, affordable access to capital through the value of assets.
 

LENDER #4

Lender Description: Capital Management firm that is a private hard asset bridge lender that facilitates real estate-backed lending solutions in geographic markets and also lends on hard assets like collectables, art, etc.
Geographic lending areas: Nationwide
Loan Products: Bridge Lending, Hard Asset Lending, Build to Suit Real Estate Lending
Loan Sizes: 1 – 10M
Required Credit Scores: None
Required Revenues: Focused on the asset not the revenue.
Min to Max Rates: 10% - 15%
Other Information: Lender is a privately-held, Houston-based real estate investment firm that develops, manages, and invests in real property throughout major markets in the United States.